13-Week Excel Cashflow Forecast
A 13-week Excel cashflow forecast for small businesses, consultants and finance teams. Buy once. No subscription. No bank link.
Setup in minutes. Built for real weekly cashflow control.
Includes blank workbook, example workbook and Quick Start PDF.
Requires Microsoft Excel.
Mentat Ledger Horizon v1.0 · Dashboard
Plan scenario · CAUTION signal · EU format · Example workbook
One Decision, Every Week
The dashboard reads your numbers and returns one of three signals. No tab archaeology. No manual calculation.
No cash protection needed. Keep running, keep checking.
Cash is above the minimum but below the caution target. Collect earlier, delay flexible spend, protect the buffer before the watch week.
Immediate levers needed. Collect earlier, cut flexible spend, reduce non-essential outflows or add cash. The watch week and protect amount tell you exactly how much and when.
Launch Pack
Built for small businesses, consultants and finance teams who need answers, not another login. One file. Enter your cash events, read the dashboard and see your position. One clear signal whenever you need it.
Horizon is not another blank template. It gives you a weekly cash rhythm: update inputs, check the signal, decide what to collect, delay or protect.
At €39 once, Horizon costs far less than a single external finance call and gives you a reusable 13-week cashflow engine you can run every week.
Ideal before payroll runs, VAT payments, supplier settlements and seasonal cash swings.
Inside the Engine
The Dashboard
01 Dashboard · Stress scenario · ACTION signal · EU format · Example workbook
The Inputs
02 Inputs sheet · EU format · Example workbook
The Forecast
All three scenarios · 13-week detail · EU format · Example workbook
Built For Real Cashflow Control
How It Works
Open the Inputs sheet. Enter what comes in and what goes out: retainers, rent, payroll, one-off payments. Set your minimum safe cash. First setup takes about ten minutes.
Switch to the Dashboard. See your signal, watch week, and cash protection amount across Stress, Plan and Upside simultaneously. No digging through tabs.
When the signal turns CAUTION or ACTION, you see the tight weeks before they arrive. Collect earlier, delay flexible spend and reduce non-essential outflows while there is still time to act.
Questions
Current week plus 12 weeks forward. Long enough to act on what you see. Short enough to stay accurate. Beyond 90 days your assumptions erode faster than the insight is worth.
Excel only. Best in Excel 365 desktop. The file is not built for Google Sheets or Apple Numbers. Formulas and layout will not behave the same way.
Once a week. Five minutes if your cash events are clean. Open the Inputs sheet, move any delayed cash events to the correct week, update actuals, and check the dashboard signal. That is the full weekly routine.
Yes. The input structure is yours to adapt. Formulas are protected by default to prevent accidental damage. Single-business licence covers one organisation.
No. Mentat Ledger Horizon is decision support based on assumptions you control. Results depend on the accuracy of the data you enter. For tax, compliance or accounting questions, consult a qualified professional.
Email mentatledger@outlook.com with your order reference and a description of the issue. We investigate and may provide a corrected file for confirmed defects in a supported Excel environment.
Mentat Ledger Horizon v1.0 · Launch Pack
Buy once. Add your numbers. Decide.
No bank link. No subscription. No recurring fees.
Built by a finance manager. Designed around real cashflow decisions.
Includes blank workbook, example workbook and Quick Start PDF. Requires Microsoft Excel.
Final sale after download access is provided, except where required by applicable law.
